1. Acceptance of Terms
These Terms of Use ("Terms") govern your access to and use of GlobalDollars.com (the "Site"), operated by [ENTITY NAME], a [ENTITY STATE] limited liability company ("Company," "we," "us"). By accessing the Site, you agree to these Terms. If you do not agree, do not use the Site.
2. Informational Purpose Only
The Site describes Global Dollars®, REDs, Glonari Dollars, Glonari Rewards, and related programs within the Glonari ecosystem. Content on this Site is for informational purposes only and does not constitute an offer, solicitation, agreement, or binding commitment of any kind. Program participation is governed exclusively by the applicable program agreements presented at enrollment.
3. Not a Bank; Not Legal Tender; Not an Investment
- [ENTITY NAME] is not a bank, credit union, or depository institution, and the Site does not offer banking services.
- Global Dollars, REDs, Glonari Dollars, and Glonari Rewards are program value within a closed-loop ecosystem. They are not legal tender, not currency, not deposits, and not insured by the FDIC, NCUA, or any government agency.
- Nothing on the Site is investment, legal, tax, or financial advice, and nothing on the Site is an offer to sell or a solicitation to buy any security.
4. Eligibility
The Site is intended for users 18 years of age or older located in the United States [CONFIRM GEOGRAPHY]. You represent that you meet these requirements.
5. Accounts and Applications
Any sign-up, application, or "Open Digital Banker" pathway on the Site is an expression of interest only. Approval, activation, and all rights and obligations are governed by the separate agreements you sign at enrollment. We may decline any application at our discretion.
6. Intellectual Property
The Site and its content — including Global Dollars®, Glonari™, Gia™, Digital Banker™, Booq™, Glonari Rewards™, and all logos, text, graphics, and designs — are owned by or licensed to the Company and protected by trademark and copyright law. You may not copy, reproduce, or use them without prior written permission. [CONFIRM ® vs. ™ status for each mark before publishing.]
7. Prohibited Conduct
You agree not to: (a) use the Site for unlawful purposes; (b) attempt to gain unauthorized access to any system; (c) scrape, harvest, or data-mine the Site; (d) misrepresent affiliation with the Company; (e) interfere with Site operation.
8. Third-Party Links
The Site may link to related Glonari properties (including MyGlobalDream.com, Glonari.homes, and Dbanker.com) and third-party sites. We are not responsible for third-party content or practices.
9. Disclaimers
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. PROGRAM TERMS, VALUES, FEATURES, AND EXAMPLES SHOWN ON THE SITE ARE ILLUSTRATIVE AND SUBJECT TO CHANGE WITHOUT NOTICE.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR VALUE, ARISING FROM YOUR USE OF THE SITE. OUR TOTAL LIABILITY SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
11. Indemnification
You agree to indemnify and hold harmless the Company and its affiliates from claims arising out of your misuse of the Site or violation of these Terms.
12. Dispute Resolution; Arbitration [ATTORNEY TO CONFIRM]
Any dispute arising from these Terms or the Site shall be resolved by binding individual arbitration in [GOVERNING STATE] under the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action. [Counsel: confirm arbitration clause, opt-out window, and small-claims carve-out.]
13. Governing Law
These Terms are governed by the laws of the State of [GOVERNING STATE], without regard to conflict-of-law principles.
14. Changes to Terms
We may update these Terms at any time. The "Effective Date" above reflects the latest version. Continued use of the Site constitutes acceptance.
15. Contact
[ENTITY NAME], [BUSINESS ADDRESS] · [LEGAL EMAIL]